done44 connects directly with HBL Transfer so your deposits reflect in your account within minutes, and withdrawals follow the same verified path back to your HBL account. Open...
We built our HBL Transfer flow around the way Pakistani account holders actually bank. You initiate a transfer from your HBL internet banking or mobile app, reference your done44 account ID, and funds clear without any intermediary wallet. Withdrawals reverse the same route — we send directly to your HBL account number after a standard identity check on your done44 profile. No
third-party conversion, no added fees from our side.
We have shaped the HBL Transfer experience around speed, clarity and direct bank-to-account movement so you spend less time in the cashier and more time in the lobby.
The done44 mobile cashier is built to handle HBL Transfer without switching apps awkwardly. You copy your reference code from the done44 cashier screen, open HBL Mobile, paste the reference...
Every HBL Transfer on done44 passes through the same account-ownership checks and transaction logging whether you are depositing five hundred rupees or fifty thousand.
We match the name on your HBL transfer against your done44 profile before crediting funds, which protects your account from...
Every HBL Transfer is recorded in PKR at the exact amount received with a timestamp, so your done44 transaction history...
Withdrawals via HBL Transfer only go to an account number that matches the identity documents verified on your done44 profile...
We store the HBL transfer reference number against your deposit record, which means our support team can trace any transaction...
We are transparent about HBL clearing windows: transfers initiated during HBL business hours reflect faster; late-night transfers may queue until...
If an HBL transfer is returned by the bank, we notify you immediately through your done44 account and the funds...
We carry JazzCash, Easypaisa, SadaPay and Raast alongside HBL Transfer so you can choose the route that fits your banking setup. Here is how HBL Transfer positions against...
| Bank Account Required | HBL Transfer requires an active HBL bank account, whereas JazzCash and Easypaisa work from a mobile wallet without a traditional bank account — both paths are available on done44. |
|---|---|
| PKR Transfer Limits | HBL internet banking typically supports higher single-transaction limits than mobile wallets, making it a practical choice when you want to fund your done44 account with a larger PKR amount in one step. |
| Processing Speed | JazzCash and Easypaisa often clear in seconds; HBL Transfer clears within minutes during banking hours. Raast transfers are near-instant between supported banks. All four options are in our cashier. |
| Receipt Traceability | HBL Transfer generates a bank-issued reference number that is easy to share with our support team, whereas wallet transfers produce an app notification — both are valid proof of payment on done44. |
| Withdrawal Route | HBL Transfer withdrawals go straight to your bank account, which many prefer for larger amounts. Easypaisa and JazzCash withdrawals land in your wallet first, which suits smaller, frequent payouts. |
| Account Linking | You do not need to pre-link your HBL account on done44 — you transfer using your done44 reference each time. SadaPay and Raast follow a similar unlinked flow inside our cashier. |
| Availability in Pakistan | HBL is one of the most widely held bank accounts in Pakistan, so this route is accessible to a broad share of our account holders in supported regions without requiring a separate wallet setup. |
We have refined the HBL Transfer flow on done44 based on how Pakistani account holders actually use their bank accounts. These are the six elements that...
We do not add a markup or conversion fee when you deposit via HBL Transfer — the PKR amount you send is the PKR amount credited to your done44 balance, visible the moment the transfer clears.
Your done44 cashier generates a unique reference code for each HBL Transfer deposit. Paste it into the HBL transfer note field and our system auto-matches the incoming payment to your account.
HBL Transfer deposits work whether you initiate from HBL's mobile app or internet banking portal, and done44 recognises both routes — you do not need to notify support about which channel you used.
After your withdrawal request passes our identity check, we dispatch to your HBL account on the next processing run. We display an estimated arrival window in your done44 transaction screen.
Every HBL Transfer deposit and withdrawal is itemised in your done44 account dashboard with date, amount, reference, and status so you have a full PKR record without logging into HBL separately.
Whether your HBL account is a current account, savings account or digital account, done44 processes incoming transfers from all HBL account types without requiring a specific account category.